Storm Recovery Resources
Subtitle
If your business was impacted by the recent winter storm, you’re not alone — and help is available.
Mississippi small businesses can access federal, state, and local recovery resources to help with cleanup, repairs, and keeping your doors open.
Start Here: Emergency & Community Support (FEMA / MEMA)
What’s Available - Fast-Track Funding: FEMA has provided upfront funding to support immediate recovery needs. - Public Assistance: Help for debris removal, emergency repairs, power restoration, and protective measures.
What To Do - Reach out to your local county emergency management agency for guidance and next steps.
Financial Help for Small Businesses (SBA Disaster Loans)
The U.S. Small Business Administration (SBA) offers low-interest disaster loans to help businesses recover and move forward.
Loan Options - Business Physical Disaster Loans – Repair or replace damaged buildings, equipment, inventory, and fixtures. - Economic Injury Disaster Loans (EIDL) – Working capital to help cover operating expenses and cash flow gaps.
Good to Know - Interest rates as low as 4% - Repayment terms up to 30 years - 12-month relief period: No payments and no interest during the first year
Apply Online - www.sba.gov/disaster
Local & Private Recovery Resources
Regions Foundation – Recovery grants and support, including $50,000 to the American Red Cross.
Regions Bank – Help for customers, including fee-free cashing of FEMA checks and loan payment assistance.
Mississippi Small Business Development Center (SBDC) – Free, one-on-one guidance to help you navigate recovery options.
Replacement SNAP Benefits – Customers may replace SNAP-purchased food lost due to the storm (important for grocery and food retailers).
Three Simple Steps to Get Started
1. Document the Damage
2. Take photos and videos of any damage to your building, equipment, inventory, or records.
3. Call Your Insurance Provider
Start your claim as soon as possible.
Apply Early for Assistance
Don’t wait on insurance to apply for SBA or disaster assistance — deadlines may apply.
You Don’t Have to Do This Alone
The Mississippi SBDC and local partners are here to help you understand your options and take the next
step.